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Can I Sue for Serious Injury Against Another Driver’s Liability Coverage in New York?

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You recently got into a car accident in New York, and the accident was severe. You ended up getting seriously hurt and having to pay a plethora of medical expenses as well as take time off from work. Now, you’re hoping to get compensation for your damages from the accident. But is it possible to sue for serious injury against another driver’s liability coverage? Find out more.

Suing for Serious Injury

In New York, you are absolutely able to sue for serious injury and involve another driver’s liability coverage. New York has a Serious Injury Threshold, and if you qualify, then you can sue.

Requirements for the Serious Injury Threshold

The Serious Injury Threshold law states that you must experience a serious injury to bring forth legal action. Serious injuries include:

  • Death
  • Fracture
  • Loss of a fetus
  • Significant disfigurement
  • A significant limitation of a body function or system
  • A permanent loss of use of a body function, system, organ, or member

If death is involved, then you could potentially sue for the death of a close family member, such as a spouse.

How to Sue for Serious Injury

To sue for serious injury, you’d have to get in touch with a personal injury lawyer. Note that you should take the proof of your accident to your lawyer so that you have as strong of a case as possible. Proof would include photographs of the other driver’s car, the scene of the accident, damage to your car, and your visible injuries, along with any video footage you have, your medical records and bills, witness statements, and a police report.

Contacting a Lawyer

If you were seriously injured in a car accident, then contact the personal injury firm Gash & Associates. Gash & Associates help clients throughout Westchester County and we offer free consultations. Reach out today by calling (914) 328-8800.

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