You got into a car accident, and now you’re wondering whether or not you can take advantage of your insurance – or pursue someone else’s – in order to cover your expenses for your medical treatment, loss of wages, and more. First, you’ll have to find out whether or not New York is a no-fault state for car accidents.
Is New York a No-Fault State?
Yes, New York is a no-fault state. This means that when people get injured in car accidents, they can use their insurance, or the responsible driver’s insurance, to pay for some of their costs.
How No-Fault Works
New York has no-fault laws on the books to ensure that people will be able to receive the medical treatment they need following an accident. Doctors are willing to treat patients because they know the insurance is going to pay them.
If you get injured in a car accident, and another driver was at fault, you would file a claim with their insurance company. If you were walking across the street or riding your bike in the road, and a car hit you, then you’d also file a claim with their insurance company.
Filing for Benefits
You will need to file for no-fault benefits within 30 days of the accident. Then, you can gain access to these benefits, which include money for your medical expenses, loss of wages, prescription drugs, and transportation to and from doctors’ appointments.
Contact a Personal Injury Lawyer
If you need representation after a car accident in New York, contact a personal injury lawyer like Gash & Associates for help. We help clients throughout Westchester County retrieve the compensation they deserve so they don’t have to worry about paying their medical bills. The best part? We offer a free consultation. Get in touch today at (914) 328-8800.