Getting injured at work is always a challenging experience. If your injury was caused by a third party, meaning someone other than your employer was at fault, you may be entitled to more than just workers’ compensation. Understanding your rights and the steps to take after an injury can significantly impact your recovery and financial stability.
Understanding Workers’ Compensation
Workers’ compensation is designed to help employees who get injured on the job. It covers medical expenses and a portion of lost wages. However, workers’ compensation has its limits and may not fully cover all the damages, especially when a third party is responsible for your injury.
A third party is any person or entity other than your employer who may be liable for your injury. This can include manufacturers of faulty equipment, drivers in vehicle-related accidents, or subcontractors working on the same site. Identifying the responsible third party is crucial for filing an additional claim.
Why Pursue a Third-Party Claim?
Third-party claims can provide compensation beyond what workers’ compensation offers. While workers’ compensation covers medical bills and a portion of lost wages, a third-party claim can also include pain and suffering, full wage loss, and other damages. This can be particularly important if your injury is severe or has long-term consequences.
Steps to Take After a Work Injury Involving a Third Party
- Report the Injury: Immediately inform your employer about the injury to ensure your workers’ compensation claim is documented. This step is crucial even if a third party is involved.
- Seek Medical Attention: Get medical help right away and keep detailed records of all treatments and medical visits. These records will be vital for both your workers’ compensation and third-party claims.
- Collect Evidence: Gather as much evidence as possible about the incident. This includes taking photographs of the accident scene, securing witness statements, and keeping any relevant documents or materials.
- Consult a Legal Professional: It’s important to contact a lawyer experienced in handling third-party claims. They can guide you through the legal process and ensure you get the maximum compensation possible.
How Gash & Associates, P.C. Can Assist You
Navigating both workers’ compensation and third-party liability claims can be complex. But Gash & Associates, P.C., located in White Plains, NY, can help. We specialize in handling cases where work injuries are caused by third parties. We offer comprehensive legal support to ensure you receive the compensation you deserve.
The attorneys at Gash & Associates, P.C. will investigate your case thoroughly, gathering necessary evidence and building a strong claim on your behalf. Our expertise in New York State laws allows us to handle all aspects of your claim, from filing paperwork to negotiating settlements, and if needed, representing you in court.
By managing the legal details, we help you to focus on your recovery while we fight for your rights and maximum compensation. For expert guidance and support, contact Gash & Associates, P.C. at (914) 328-8800. We will help you understand your options and work tirelessly to ensure you receive the compensation you deserve.
