Life happens, and so do accidents and injuries, no matter where you work or what your job is. When these unfortunate incidents occur at the workplace, we often look to workers’ compensation benefits to help us bounce back by covering our medical bills and lost earnings. But what happens when workers’ compensation doesn’t fully cover the extent of the injuries and losses?
Don’t worry, you’re not left in the lurch. There’s an alternative route where you could potentially file personal injury claims against third parties like contractors, manufacturers, or property owners, to seek that extra support.
Getting to Know Workers’ Compensation Coverage
Workers’ compensation is a state-enforced insurance program aimed at lending a helping hand to employees who suffer from work-related injuries or illnesses. While this system is intended to deliver prompt medical care and wage replacement benefits, sometimes it might not meet all your needs, especially when it comes to non-economic damages like emotional distress or loss of enjoyment of life. Also, there are certain injuries or situations that may not fall under the wings of workers’ compensation coverage.
Potential Third-Party Liability Claims
In some cases, other parties besides your employer might have contributed to your injury due to their negligence. These third parties could be anyone – contractors, subcontractors, equipment manufacturers, property owners, or even motorists involved in work-related accidents. If they’ve played a part in your injury, you may be eligible to file a personal injury claim against them.
Third-Party Liability Scenarios In Real Life:
Construction Accidents
Construction sites can be a hotbed for potential dangers, and accidents might happen due to faulty equipment, unsafe conditions, or careless contractors. If a subcontractor’s negligence or a defective product caused the accident, you could potentially file a personal injury claim against them.
Product Liability
Defective machinery or tools can cause grave injuries at work. If a product’s design or production process was flawed, causing harm, the manufacturer might be held accountable for the injuries you sustained.
Premises Liability
If you’ve been injured on someone else’s property due to reasons like slip and fall accidents or falling objects, and their negligence was a factor, you might have the basis for a personal injury claim against the property owner.
Finding the Right Legal Guide for Personal Injury Claims
Getting through the maze of personal injury claims related to workplace injuries can be daunting, requiring a deep understanding of both workers’ compensation laws and personal injury litigation. That’s why it’s vital to find the right legal guide – an experienced personal injury attorney who can examine your case, see if a third party may be held liable, and lead you through the legal process.
Gash & Associates, P.C.: Here to Stand Up For Your Rights
At Gash & Associates, P.C., we get the struggles you might face in seeking just compensation for your workplace injuries. Our dedicated crew of personal injury attorneys based in White Plains, NY, are all for providing personalized, empathetic legal representation to injured employees. Our track record speaks for itself in dealing with complex personal injury cases, including workplace accidents.
If you or a loved one has been hurt in a workplace accident and you believe that third-party negligence contributed to the incident, it’s time to seek expert legal guidance. Don’t hesitate, call Gash & Associates, P.C. today at (914) 328-8800 for a chat. Our experienced attorneys are ready to listen, evaluate your case, and fight for the justice and compensation you deserve. Keep in mind, time can be a constraint in pursuing a personal injury claim, so it’s best to act swiftly to protect your rights and secure your future.
